Internet Secure Payment Processor

 

MiraPay takes reasonable efforts to ensure that both the Consumer and Merchant can securely use MiraPay. Customers can feel confident entering their credit card number on MiraPay’s secure encrypted site because the Merchant never sees the credit card number.  Merchants are also protected because they do not have to store credit card information in their databases.   

 

Email

Each time a transaction is processed through MiraPay, either an additional charge or a return, an email is sent out to the customer informing them that a transaction was put through on the credit card they used for the original purchase. 

 

Due to the nature of the Internet, MiraPay can only send the email out to the intended recipient.  MiraPay cannot be held responsible if the recipient does not receive the email.

 

MiraPay only uses the email addresses they receive to send out receipts for the transaction.  MiraPay does not supply email addresses to any third party and will not send out unsolicited emails (other than as part of our customer satisfaction procedures).

 

128-Bit Encryption

MiraPay uses industry standard security features.  For this reason, MiraPay requires that all Consumers who would like to purchase items from a Merchant who uses MiraPay to process the transaction have a browser with 128-bit encryption.  128-Bit encryption is a standard feature with all of the latest browsers and can be downloaded for free for most browsers.

 

Cookies

Consumers need to ensure that Cookies are enabled while they are processing transactions through MiraPay.  MiraPay only stores information in the cookie that is relevant to the transaction that is taking place.

 

Responsibilities

MiraPay does not endorse or guarantee any goods or services available on the Merchant’s web site.  MiraPay is also not responsible for a Merchant’s web site or any links that can be accessed from a Merchant’s site.  It is your responsibility as the Consumer to research the websites that you would like to purchase goods or services from and the links that are available from those sites. 

 

MiraPay is only the transaction processor.  As such, MiraPay is not liable for any disputes that occur between the Merchant and the Cardholder.  Any Consumer requests to process a refund for a transaction have to be directed to the Merchant.  MiraPay will not process a Consumer refund without the consent of the Merchant.

 

In conclusion, MiraPay is not liable for any breakdown in communication between the use of the Merchant’s website and MiraPay and any damages that occur from using either site.

 

Please click here to view the

Privacy Policy